Downfall/From below, through the leghole
From Create Your Own Story
The bracelet is close to the lower seam of Debra's panties. You decide to reach for it from below. While the man is going through Debra's purse, you reach under her skirt and slip your hand under her panties. You lift the panties with your knuckles while reaching for the bracelet with your fingertips. Unfortunately, the bracelet slides downwards and drops on the ground.
"What was that?" The spotter must have sharp ears to have heard the bracelet hit the ground. Oh, his smile is so triumphant, but there is nothing you can do. The bows down and picks up the bracelet.
It comes worse, though. Apparently, the small print of your travel contract allows to exclude passengers from the cruise for misconduct. Theft is explicitly specified as one of the reasons. No matter how much you argue, the paymaster who handles the matter shows no remorse. Debra is to leave the ship at the next port. You have got no choice but to accompany her. Debra cannot travel home on her own.
Three stressful days later you are back home. You don't punish Debra; judging by how she looks, she has learned her lesson, and you haven't exactly covered yourself in glory either. You just have to make the best of the remaining days before you have to go to work again.